Professional Liability Insurance Program for Architects & Engineers

PUA specializes in professional liability insurance coverage for Architects and Engineers, bringing more than 75 years of combined underwriting experience and a wealth of expertise to this space for our agency retailers to tap into for new and renewal business. We provide exceptional and consistent service to the insurance marketplace in all 50 states.

Comprehensive, Broad Coverage

Our staff understands the exposures architects and engineers face during the course of providing their specific services and can help you write the custom coverages your clients require depending on their profession. Our exclusive program is designed for all architectural and engineering disciplines with billings under $20 million. It’s written on an admitted basis through an A.M. Best A+ XV Superior carrier with a broad policy form that includes the following coverages and features:

• Up to $5 Million (each claim and aggregate)
• Coverage A: Professional Liability
• Coverage: B: Environmental Legal Liability
• Coverage C: Contractors Pollution Liability
• Coverage D: Technology Services Liability and Technology Products
• Coverage E: Computer Network Security
• Coverage F: Multimedia and Advertising
• Coverage G: Privacy
• First Dollar Defense and Shared Expense options available
• Pre-Claims Assistance
• Supplementary Payments (in addition to the limits of liability and not subject to the deductible)
• Worldwide Coverage
• No Mold Exclusion
• No Asbestos Exclusion
• Ownership Exclusion Threshold – 49%
• No Copyright or Trademark Exclusion
• Joint Ventures Included within the Definition of Insured
• Coverage for Punitive Damages where Insurable by Law
• Five-Year Bi-Lateral ERP Options
• Waiver of Subrogation where a Written Agreement is in Place
• Formal Mediation Deductible Credit (50% credit for MAX savings of $25K)
• Innocent Insured Coverage

We also offer programs on a surplus basis for risks not eligible for our admitted program.